Holly Garst beside her blue Cybertruck at Smarter Move Real Estate Group
Smarter Move Real Estate Group powered by Ozark RealtyHOLLY GARSTLAKE OF THE OZARKS REALTOR®CONTACT ME NOW ↗

HOLLY GARST · LAKE OF THE OZARKS REAL ESTATE

Your lake life.
A smarter move.

Your Lake of the Ozarks Realtor for waterfront homes, condos, buying and selling.

SMARTER MOVE REAL ESTATE GROUP POWERED BY OZARK REALTY

WATERFRONT HOMES ↗ CONDO LIVING ↗ INVESTMENT POSSIBILITIES ↗ ROOM TO ROAM ↗
Holly Garst, your Lake of the Ozarks RealtorHOLLY GARST / REALTOR®

ABOUT ME / STRATEGY MEETS LAKE LIFE

Corporate precision.
Personal connection.

I'm Holly Garst. I help buyers and sellers make informed moves at Lake of the Ozarks.

Before real estate, I worked in operations and supply chain leadership at Caterpillar. That experience shaped how I approach a move: listen carefully, examine the numbers, anticipate the details, and keep the process moving.

Today I combine that analytical approach with sales, marketing, and technology experience to help you compare properties, understand ownership costs, and tell your home's story. From a waterfront retreat to a condo or your next full-time home, the search starts with how you want to live.

Smarter Move Real Estate Group · Powered by Ozark Realty
Missouri real estate license #2026007667

SELL SMART / KNOW YOUR OPTIONS

What’s my
home worth?

Share the details. Get a clear property report and request Holly’s local market review.

Add comparable data (optional)

Have recent sold or long-term rental comparisons? Upload a CSV or JSON file to calculate a preliminary comparison range. Otherwise, Holly will review local comps after your request.

No comparable data supplied.

CSV columns: kind, address, area, type, water, beds, baths, sqft, amount, date, source. Use sale or rent for kind; amount is sold price or monthly long-term rent. Dates: YYYY-MM-DD. Only sourced entries matching the property’s area, type and water setting, within 25% of size and 180 days old, are used. At least three per estimate.

Your report summarizes the property details you provide. Value ranges require qualifying comparable data.

EXPLORE / BY LAND & WATER

Your address.
Your side of the lake.

Enter an address. Find nearby food, fuel and mile markers. Compare road and water distances.

Search an address or select “Set address pin” and tap the map.

Food, fuel and marker results will appear after you select a starting point.
Yellow · address & mile markersGreen · foodOrange · fuelYellow route · drivingBlue route · water estimate

Water routes are planning estimates. Confirm dock access and current lake conditions.

Distance estimates & data sources

Water distances follow a 40-meter grid within mapped lake boundaries, starting and ending at nearby water points. Shore-to-dock access, water depth, hazards, seasonal water levels, bridge clearance and no-wake zones are not verified. These are planning estimates, not navigation instructions. Boat times assume constant speed and exclude stops and no-wake delays. Road routes exclude live traffic. Nearby sorting uses straight-line proximity, not shortest driving or boating distance. Fuel type, hours and availability require confirmation with the business.

Map © OpenStreetMap contributors. Address lookup: Photon / OpenStreetMap. Driving: OSRM. Lake boundary: Missouri DNR. Mile markers: Ameren UE / MO DNR / OGI via Missouri SEMA public GIS. Business and GIS snapshots retrieved October 16, 2026. Address searches are sent to the address service; location is requested only when you select “Use my location.”

THE SMARTER LAKE MOVE / OCTOBER 2026 EDITION

A better move starts
with better questions.

Your Lake of the Ozarks Market & Ownership Guide.

Pricing comparisons. Docks and water depth. Condo fees and assessments. Rental due diligence. Seller preparation. A practical guide to the decisions that matter before you buy or sell.

Want numbers for your property type, price range, or cove? Ask Holly for a tailored market update. The guide's dated city snapshot is not a lake-wide valuation.

HOLLY GARST / SMARTER MOVE

THE
SMARTER
LAKE MOVE.

MARKET + OWNERSHIP GUIDE

BUY WELL. SELL SMART. LIVE THE LAKE.

LAKE LIFE / IN MOTION

This is what
the lake feels like.

Your lake-life videos, playing on repeat. Tap any clip to watch it with sound.

Made for lake days, home tours, and your next chapter.

03 / THE LAKE JOURNAL

A little local knowledge.
A smarter next step.

Fresh perspectives on buying, selling, and making the most of lake living.

Loading the latest from the lake…

Before you buy: define your lake life +

Think beyond bedroom count. Consider how you will use the property, how much maintenance you want, your parking needs, and your preferred boating access. Share your priorities with Holly to build a focused search.

Before you sell: build a property story +

Gather your updates, utility information, association documents, and the details that make your home stand out. A tailored pricing and marketing discussion starts with your property's condition, competition, and your timing.

Investment search: ask better questions +

Request documented rental history when available, and examine operating costs, association rules, maintenance, and management needs. Rental permissions and income must be verified for each property.

FOLLOW ALONG / HOLLY AT THE LAKE

A little real estate.
A lot of lake life.

Visit the social hub ↗

LIVE HERE / PLAY HERE

LOCAL EVENTS.

YOUR LAKE COMMUNITY CALENDAR

Find your next reason to get out and enjoy the lake. Browse upcoming community gatherings, arts, markets, and local happenings.

Selected dates checked October 16, 2026 · Source: Lake of the Ozarks Convention & Visitor Bureau / FunLake. This is a dated selection, not an automatically synchronized feed. Times and admission details were not supplied. Confirm arrangements with the venue.

MORE THAN AN ADDRESS

Make every day
a lake day.

Explore with FunLake ↗

PLAN YOUR VISIT

Your official lake getaway guide.

Explore places to stay, dining, and activities with the CVB's Vacation & Service Guide. View the guide online or request a mailed copy through FunLake.

Request the official visitor guide ↗

Activity directories and visitor guide provided by FunLake / Lake of the Ozarks CVB.

BUY WITH A PLAN

A smarter look
at lake investing.

Build my investor shortlist ↗

Compare the property, the ownership costs, and the rules before you compare the return. Start with Holly's investor reference guides.

Lake STR market overview by Holly Garst

2026 / OWNER-SUPPLIED ANALYSIS

Lake STR market overview

Explore town and mile marker comparisons, seasonality, and questions to ask about a rental property.

View full guide ↗
Condo investor guide by Holly Garst

CONDOS / DUE DILIGENCE

Condo investor guide

Review a condo shortlist alongside HOA costs, reserves, rental rules, slips, and amenities.

View full guide ↗
1031 exchange guide by Holly Garst

INVESTMENT PROPERTY / PLANNING

1031 exchange guide

An introduction to exchange planning and the questions to take to your qualified intermediary and tax adviser.

View full guide ↗

Run the whole ownership picture.

RevenueRequest documented rental history and compare conservative scenarios for occupancy and nightly rates.

ExpensesInclude HOA dues, assessments, taxes, insurance, utilities, management, maintenance, and reserves.

PermissionConfirm rental eligibility, minimum stays, local requirements, dock rights, and association documents.

These uploaded guides are educational reference materials. Market estimates, rankings, and projected returns are not independently verified live data or guaranteed results. Confirm current property rules and financial assumptions; review exchange eligibility with your tax adviser and qualified intermediary.

KNOW YOUR SIDE OF THE LAKE

MLS areas.
Mile markers. Local insight.

Lake of the Ozarks reference map showing MLS area letters, towns, lake arms, and mile markers

YOUR LAKE REFERENCE DESK

Get oriented before you tour.

Use the supplied map to explore MLS area letters, communities, and mile markers. Pair it with the fire district maps when reviewing a specific property.

Reference maps supplied by Holly. MLS area letters, mailing cities, fire districts, and lake mile markers describe different boundaries. Confirm a property's service district directly. These maps are not for navigation.

Dock transfer guide by Holly Garst

WATERFRONT / OWNERSHIP

Dock transfer guide

Keep dock permits, transfer paperwork, and electrical inspection questions on your purchase checklist. Confirm current requirements with Ameren and the applicable fire district.

View full guide ↗
Holly’s local vendor guide by Holly Garst

LOCAL CONNECTIONS / 2026

Holly’s local vendor guide

Find the supplied contact reference for home services, lake property care, and transaction support. Confirm availability and details directly with each provider.

View full guide ↗

04 / YOUR LAKE CONNECTIONS

Good people.
A smoother move.

Need help assembling your team? Ask for introductions based on your property, location, and goals.

05 / LET'S MAKE YOUR NEXT MOVE

More lake.
Less guesswork.

Buying, selling, investing, or just figuring out where to start? Tell me a little about your plans.

Holly Garst

Smarter Move Real Estate Group
Powered by Ozark Realty

Visit our brokerage website ↗

Call 309-361-8205 · Text Holly

1165 Bagnell Dam Blvd, Lake Ozark, MO
holly@asmartermove.com
Missouri real estate license #2026007667

Serving Lake Ozark, Osage Beach, Camdenton, Sunrise Beach, Four Seasons and Porto Cima.

Your information will be used to respond to your request. Please do not send financial documents or sensitive account information through this form.

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